|
|
YOUR LENDING TEAM
Mortgage Broker and Agent
A licensed loan agent or broker responsible for finding the best possible loan package for your specific needs. She will have access to all lenders who offer the loan you need. An expereinced & ethical mortgage specialist will be able to properly evaluate your situation, and, acting on your behalf, will be the one person who works with your entire lending "team".
Escrow Officer (in most States)
Person or organization with fiduciary responsibility to the
buyer and seller, lender and Title company to see that the financial transfers, title issues, and deadlines of the purchase/sale (or loan) are carried out.
Appraiser
Person whose responsibility is to issue a report that states an
estimate or opinion of value of property. Not all lenders accept all appraisers.
Insurance Agent
A professional who makes sure that fire, property, flood,
earthquake, and homeowner's insurance coverage is included in the purchase of the
property. You should have your insurance prepaid and ready a week before you "close" your loan or purchase.
Lender
The actual source for the funds used to create your loan. The Mortgage Broker "packages" your credit information, income and proof of assets to suit the requirements of the Lender offering the best rate & terms for your current & future portfolio.
THE BOTTOM LINE
When you call on me to help you obtain a home loan or refinance an existing mortgage, you can be sure that my 30 years of experience and extensive market contacts will benefit you in ensuring the smoothest loan process possible. During that process, I will be there to deal with and coordinate the efforts of everyone involved. Please call me today to discuss your specific needs.
|
|
