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PRIVACY

I take your privacy very seriously and as a result, have established a strict privacy policy for this web site.

Please review the information on this page and if you have any further questions, you can call me directly.

COOKIES
Cookies are text based files that reside on the web server or your local computer and are normally created at the time someone comes to or signs into a web site.

This site does not use cookies except for clients signing into the client area of the site. In that case, cookies are only established for the purpose of ensuring the proper flow of information within the secure client area. At no time is personal, private information stored within any cookie. All cookies created are designed to be immediately and automatically deleted once you have closed all instances of your web browser software.

FORM SUBMITTAL
All applications, prequalification forms, and Market Watch forms on this site are held within the secure encryption system on the site. This means that when you fill in one of these forms, the information sent from your computer to this web site is sent in an encrypted format using high level encryption technology. This method helps prevent the theft of your information being provided.

USE OF INFORMATION GATHERED
The information you provide through any form on this web site will only be used by me, my company, or a 3rd party company as needed for the exclusive purpose of providing a home loan to you, if you qualify for any such loan. At no time will I ever sell, give out or otherwise distribute your personal private information to any person, business or entity for any other purpose, unless directed to do so in compliance with legal requirements.

CLIENT AREA
The client area of this web site is accessible only through the use of unique client ID's and passwords, so as to ensure the maximum protection to you regarding any information found within that section of the web site.

Privacy Statement updated April 26, 2005





Phone Sara Directly at 415-710-4395
Fax 707-586-3992



INDUSTRY DESIGNATIONS
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